Building Your Own Home for Dummies, Building and Architecture
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Building Your
Own Home
FOR
DUMmIES
‰
by Kevin Daum, Janice Brewster,
and Peter Economy
Building Your
Own Home
FOR
DUMmIES
‰
by Kevin Daum, Janice Brewster,
and Peter Economy
Building Your Own Home For Dummies
®
Published by
Wiley Publishing, Inc.
111 River St.
Hoboken, NJ 07030-5774
www.wiley.com
Copyright © 2005 by Wiley Publishing, Inc., Indianapolis, Indiana
Published by Wiley Publishing, Inc., Indianapolis, Indiana
Published simultaneously in Canada
No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or
by any means, electronic, mechanical, photocopying, recording, scanning, or otherwise, except as permit-
ted under Sections 107 or 108 of the 1976 United States Copyright Act, without either the prior written
permission of the Publisher, or authorization through payment of the appropriate per-copy fee to the
Copyright Clearance Center, 222 Rosewood Drive, Danvers, MA 01923, 978-750-8400, fax 978-646-8600.
Requests to the Publisher for permission should be addressed to the Legal Department, Wiley Publishing,
Inc., 10475 Crosspoint Blvd., Indianapolis, IN 46256, 317-572-3447, fax 317-572-4355, e-mail:
brandreview@
wiley.com
.
Trademarks: Wiley, the Wiley Publishing logo, For Dummies, the Dummies Man logo, A Reference for the
Rest of Us!, The Dummies Way, Dummies Daily, The Fun and Easy Way, Dummies.com and related trade
dress are trademarks or registered trademarks of John Wiley & Sons, Inc. and/or its affiliates in the United
States and other countries, and may not be used without written permission. All other trademarks are the
property of their respective owners. Wiley Publishing, Inc., is not associated with any product or vendor
mentioned in this book.
LIMIT OF LIABILITY/DISCLAIMER OF WARRANTY:
THE PUBLISHER AND THE AUTHOR MAKE NO REP-
RESENTATIONS OR WARRANTIES WITH RESPECT TO THE ACCURACY OR COMPLETENESS OF THE
CONTENTS OF THIS WORK AND SPECIFICALLY DISCLAIM ALL WARRANTIES, INCLUDING WITHOUT
LIMITATION WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE. NO WARRANTY MAY BE CRE-
ATED OR EXTENDED BY SALES OR PROMOTIONAL MATERIALS. THE ADVICE AND STRATEGIES CON-
TAINED HEREIN MAY NOT BE SUITABLE FOR EVERY SITUATION. THIS WORK IS SOLD WITH THE
UNDERSTANDING THAT THE PUBLISHER IS NOT ENGAGED IN RENDERING LEGAL, ACCOUNTING, OR
OTHER PROFESSIONAL SERVICES. IF PROFESSIONAL ASSISTANCE IS REQUIRED, THE SERVICES OF A
COMPETENT PROFESSIONAL PERSON SHOULD BE SOUGHT. NEITHER THE PUBLISHER NOR THE
AUTHOR SHALL BE LIABLE FOR DAMAGES ARISING HEREFROM. THE FACT THAT AN ORGANIZATION
OR WEBSITE IS REFERRED TO IN THIS WORK AS A CITATION AND/OR A POTENTIAL SOURCE OF FUR-
THER INFORMATION DOES NOT MEAN THAT THE AUTHOR OR THE PUBLISHER ENDORSES THE
INFORMATION THE ORGANIZATION OR WEBSITE MAY PROVIDE OR RECOMMENDATIONS IT MAY
MAKE. FURTHER, READERS SHOULD BE AWARE THAT INTERNET WEBSITES LISTED IN THIS WORK
MAY HAVE CHANGED OR DISAPPEARED BETWEEN WHEN THIS WORK WAS WRITTEN AND WHEN IT
IS READ.
For general information on our other products and services, please contact our Customer Care
Department within the U.S. at 800-762-2974, outside the U.S. at 317-572-3993, or fax 317-572-4002.
For technical support, please visit www.wiley.com/techsupport.
Wiley also publishes its books in a variety of electronic formats. Some content that appears in print may
not be available in electronic books.
Library of Congress Control Number: 2004117535
ISBN: 0-7645-5709-2
Manufactured in the United States of America
10 9 8 7 6 5 4 3 2 1
1O/QY/QS/QV/IN
About the Authors
Kevin Daum,
from Alameda, Calif., is founder and CEO of Stratford Financial
Services, an INC 500 real estate finance company. Under Kevin’s guidance,
Stratford maintains a 100-percent approval rate on its custom home financing
projects. Kevin has provided financing education for more than 20 years. He
has underwritten loans for national institutions and managed real estate
financing for entrepreneurs and celebrity clients, including Pat Sajak, Pat
Boone, Dana Carvey, Phil Hartman, Jamie Farr, and Elvira, Mistress of the
Dark. He has facilitated more than 850 custom home projects and is a recog-
nized expert on the subjects of custom homes, real estate investment, and
real estate management.
Kevin speaks regularly on the subject of real estate finance. Kevin penned
and published the book
What the Banks Won’t Tell You; How to Get the Most
Out of Your Mortgage
(Grady Parsons) now in its second printing
.
He writes a
featured monthly column for
Log Homes Illustrated
magazine and writes regu-
larly for
American City Business Journals
. Kevin is actively involved with the
Young Entrepreneur’s Organization (YEO) and speaks on the subject of entre-
preneurship and the arts. In addition to his entrepreneurial ventures, Kevin
currently develops property and custom homes. He received his bachelor of
arts degree from Humboldt State University.
To schedule Kevin to present to your organization, association, or confer-
ence, call Stratford Financial Services at 800-727-6050. For more information
on the products and services provided by Stratford, visit its Web site at
www.stratfordfinancial.com
or contact Kevin directly at
kevin@
stratfordfnancial.com
.
Janice Brewster
is author of
Log Cabins
(Friedman/Fairfax) and
Cabin Styles
(Publications International, LTD). She currently edits
Timber Homes Illustrated
magazine and is former editor of
Log Home Living.
She has written articles for
The Washington Post, Cowboys & Indians, Catalina, Log Homes Illustrated,
Timber Frame Homes,
and the National Association of Home Builders. Janice
received her bachelor’s degree from Mount Union College and her master’s
degree in magazine journalism from Syracuse University’s S.I. Newhouse
School of Public Communications.
Peter Economy,
from La Jolla, Calif., is associate editor of
Leader to Leader
,
the award-winning magazine of the Leader to Leader Institute, and author of
numerous books, including
Managing For Dummies
(with Bob Nelson),
Home-
Based Business For Dummies
(with Paul and Sarah Edwards) (both published
by Wiley), and many others. He received his bachelor’s degree (with majors
in economics and human biology) from Stanford University and is currently
pursuing his MBA at the Edinburgh Business School. Visit Peter at his Web
site:
www.petereconomy.com
.
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zanotowane.pl doc.pisz.pl pdf.pisz.pl lemansa.htw.pl
Building Your
Own Home
FOR
DUMmIES
‰
by Kevin Daum, Janice Brewster,
and Peter Economy
Building Your
Own Home
FOR
DUMmIES
‰
by Kevin Daum, Janice Brewster,
and Peter Economy
Building Your Own Home For Dummies
®
Published by
Wiley Publishing, Inc.
111 River St.
Hoboken, NJ 07030-5774
www.wiley.com
Copyright © 2005 by Wiley Publishing, Inc., Indianapolis, Indiana
Published by Wiley Publishing, Inc., Indianapolis, Indiana
Published simultaneously in Canada
No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or
by any means, electronic, mechanical, photocopying, recording, scanning, or otherwise, except as permit-
ted under Sections 107 or 108 of the 1976 United States Copyright Act, without either the prior written
permission of the Publisher, or authorization through payment of the appropriate per-copy fee to the
Copyright Clearance Center, 222 Rosewood Drive, Danvers, MA 01923, 978-750-8400, fax 978-646-8600.
Requests to the Publisher for permission should be addressed to the Legal Department, Wiley Publishing,
Inc., 10475 Crosspoint Blvd., Indianapolis, IN 46256, 317-572-3447, fax 317-572-4355, e-mail:
brandreview@
wiley.com
.
Trademarks: Wiley, the Wiley Publishing logo, For Dummies, the Dummies Man logo, A Reference for the
Rest of Us!, The Dummies Way, Dummies Daily, The Fun and Easy Way, Dummies.com and related trade
dress are trademarks or registered trademarks of John Wiley & Sons, Inc. and/or its affiliates in the United
States and other countries, and may not be used without written permission. All other trademarks are the
property of their respective owners. Wiley Publishing, Inc., is not associated with any product or vendor
mentioned in this book.
LIMIT OF LIABILITY/DISCLAIMER OF WARRANTY:
THE PUBLISHER AND THE AUTHOR MAKE NO REP-
RESENTATIONS OR WARRANTIES WITH RESPECT TO THE ACCURACY OR COMPLETENESS OF THE
CONTENTS OF THIS WORK AND SPECIFICALLY DISCLAIM ALL WARRANTIES, INCLUDING WITHOUT
LIMITATION WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE. NO WARRANTY MAY BE CRE-
ATED OR EXTENDED BY SALES OR PROMOTIONAL MATERIALS. THE ADVICE AND STRATEGIES CON-
TAINED HEREIN MAY NOT BE SUITABLE FOR EVERY SITUATION. THIS WORK IS SOLD WITH THE
UNDERSTANDING THAT THE PUBLISHER IS NOT ENGAGED IN RENDERING LEGAL, ACCOUNTING, OR
OTHER PROFESSIONAL SERVICES. IF PROFESSIONAL ASSISTANCE IS REQUIRED, THE SERVICES OF A
COMPETENT PROFESSIONAL PERSON SHOULD BE SOUGHT. NEITHER THE PUBLISHER NOR THE
AUTHOR SHALL BE LIABLE FOR DAMAGES ARISING HEREFROM. THE FACT THAT AN ORGANIZATION
OR WEBSITE IS REFERRED TO IN THIS WORK AS A CITATION AND/OR A POTENTIAL SOURCE OF FUR-
THER INFORMATION DOES NOT MEAN THAT THE AUTHOR OR THE PUBLISHER ENDORSES THE
INFORMATION THE ORGANIZATION OR WEBSITE MAY PROVIDE OR RECOMMENDATIONS IT MAY
MAKE. FURTHER, READERS SHOULD BE AWARE THAT INTERNET WEBSITES LISTED IN THIS WORK
MAY HAVE CHANGED OR DISAPPEARED BETWEEN WHEN THIS WORK WAS WRITTEN AND WHEN IT
IS READ.
For general information on our other products and services, please contact our Customer Care
Department within the U.S. at 800-762-2974, outside the U.S. at 317-572-3993, or fax 317-572-4002.
For technical support, please visit www.wiley.com/techsupport.
Wiley also publishes its books in a variety of electronic formats. Some content that appears in print may
not be available in electronic books.
Library of Congress Control Number: 2004117535
ISBN: 0-7645-5709-2
Manufactured in the United States of America
10 9 8 7 6 5 4 3 2 1
1O/QY/QS/QV/IN
About the Authors
Kevin Daum,
from Alameda, Calif., is founder and CEO of Stratford Financial
Services, an INC 500 real estate finance company. Under Kevin’s guidance,
Stratford maintains a 100-percent approval rate on its custom home financing
projects. Kevin has provided financing education for more than 20 years. He
has underwritten loans for national institutions and managed real estate
financing for entrepreneurs and celebrity clients, including Pat Sajak, Pat
Boone, Dana Carvey, Phil Hartman, Jamie Farr, and Elvira, Mistress of the
Dark. He has facilitated more than 850 custom home projects and is a recog-
nized expert on the subjects of custom homes, real estate investment, and
real estate management.
Kevin speaks regularly on the subject of real estate finance. Kevin penned
and published the book
What the Banks Won’t Tell You; How to Get the Most
Out of Your Mortgage
(Grady Parsons) now in its second printing
.
He writes a
featured monthly column for
Log Homes Illustrated
magazine and writes regu-
larly for
American City Business Journals
. Kevin is actively involved with the
Young Entrepreneur’s Organization (YEO) and speaks on the subject of entre-
preneurship and the arts. In addition to his entrepreneurial ventures, Kevin
currently develops property and custom homes. He received his bachelor of
arts degree from Humboldt State University.
To schedule Kevin to present to your organization, association, or confer-
ence, call Stratford Financial Services at 800-727-6050. For more information
on the products and services provided by Stratford, visit its Web site at
www.stratfordfinancial.com
or contact Kevin directly at
kevin@
stratfordfnancial.com
.
Janice Brewster
is author of
Log Cabins
(Friedman/Fairfax) and
Cabin Styles
(Publications International, LTD). She currently edits
Timber Homes Illustrated
magazine and is former editor of
Log Home Living.
She has written articles for
The Washington Post, Cowboys & Indians, Catalina, Log Homes Illustrated,
Timber Frame Homes,
and the National Association of Home Builders. Janice
received her bachelor’s degree from Mount Union College and her master’s
degree in magazine journalism from Syracuse University’s S.I. Newhouse
School of Public Communications.
Peter Economy,
from La Jolla, Calif., is associate editor of
Leader to Leader
,
the award-winning magazine of the Leader to Leader Institute, and author of
numerous books, including
Managing For Dummies
(with Bob Nelson),
Home-
Based Business For Dummies
(with Paul and Sarah Edwards) (both published
by Wiley), and many others. He received his bachelor’s degree (with majors
in economics and human biology) from Stanford University and is currently
pursuing his MBA at the Edinburgh Business School. Visit Peter at his Web
site:
www.petereconomy.com
.
[ Pobierz całość w formacie PDF ]